Our clients are our top priority and we are committed to providing the highest level of service that positively impacts our clients’ bottom line and employee culture.

Our experienced Benefit Consultants and Account Management team deliver exceptional customer service, provide innovative solutions, and fulfill individual client needs.

Our clients are our top priority and we are committed to providing the highest level of service that positively impacts our clients’ bottom line and employee culture. 

What Sets Us Apart?  Experienced staff with backgrounds in employee benefits, human resources, management, accounting, customer service, Third Party Administration/Stop Loss and compliance.  We operate with integrity and transparency; and incorporate concepts through strategic planning that will help your company maintain an affordable, compliant and effective employee benefit package.

Using a variety of communication methods and strategies, we help organizations and employees take control of medical costs by:

  • Providing a clear understanding of the health care plans
  • Educating to become better health care consumers
  • Encouraging healthy lifestyles
  • Driving health management initiatives


Whether your business is small or large, we have the expertise to design comprehensive benefit solutions by balancing your goals with your employees' needs. Benefits are one of the largest expenses you'll manage, and we thoroughly analyze your current plan to find solutions that best fit you and your budget.

Our experienced consultants work with each client to find the right program that fits their specific needs. The following are among the types of employee benefit insurance products offered:

  • Medical Plans
  • Short & Long Term Disability Insurance
  • Vision & Dental Plans
  • Prescription Drug Programs
  • Worksite Products
  • Group Life & AD&D

Our clients realize clear value in our ability to provide a truly comprehensive array of services that supports managing and optimizing clients’ employee benefits program. We have established strategic partners that assist in achieving and surpassing client employee benefits goals. Experience and expertise in all of the key areas of employee benefits.

  • Third Party Administration
  • Large Case Management
  • COBRA & HIPAA Administration
  • HSA, HRA and FSA Administration
  • Group Benefits Claims Analysis

Individual health insurance is health coverage that is purchased by an individual or a family and not tied to a job or a group of policyholders.  Many people get health insurance through their employers. However, if you do not currently participate in your employer’s health plan, or if your employer doesn’t offer coverage, obtaining individual insurance is a good idea to ensure that you and your family can receive affordable routine health care and be protected from high costs in the event of a medical emergency.

Our individual and Senior Sales Consultant will assist you in the re view and selection of the plan most appropriate for your individual goals. 

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Selecting the Medicare plan most appropriate to your individual needs can be a complex decision.

We have the experience, education and enrollment knowledge to develop a strategic plan focused on assisting individuals under and over 65 for various Medicare options.

We assist in the review, selection, and enrollment in the plan most suited to each client’s health and financial goals.  

Our Individual and Senior Sales Consultant can provide assistance to meet your needs. 

We are proud to have one of the most robust benefits compliance departments in the industry. Regulations for offering employee benefits are more complex than ever, and managing these requirements can be daunting.  First Insurance Group’s Compliance Director and Benefit Consultants are ready to assist with expert knowledge in state and federal regulations.  We will explain your required actions and offering simple enrollment strategies so you can focus on business. If you have more questions or need assistance, there is a direct line to our Director of Employee Benefits Compliance

  • Initial Compliance Review: Our team will review your benefits program communication materials providing a clear and concise listing of missing languages and notices required to comply with legislation such as the Affordable Care Act, ERISA, COBRA and HIPAA.  We produce custom employee enrollment packets complete with a summary of all benefits and notices required by state and federal legislation. 

The role of Human Resources is evolving and gaining more attention from business leaders as being relevant to the success of the organization. Periodically, organizations need help with changing priorities to keep up, stay organized and compliant. Our Director of HR and Health Management has the expertise for those who desire assistance with these new challenges.

ProjectHR is a service designed to assist organizations with human resources needs when you do not have the time, expertise or budget. Our clients can expect assistance with HR projects within these HR functions:

  • HR Organization & Design
  • Talent Acquisition
  • Coaching/Mentoring
  • Employee Training
  • Risk Management
  • Compensation & Benefits
  • Employee Relations
  • Workforce Planning
  • Communication Strategies

The health management team knows that behavior change comes when leaders of the organization have a vision to change culture by encouraging and developing an environment of health. Because of this, we support both simple and comprehensive wellness plans as well as a variety of additional activities for employees to enjoy. We collaborate with vendors to provide the services you are looking for and try to keep your employees active and interested.

  • Participation Based – walking programs, smoking cessation programs, weight loss programs etc.
  • Outcomes Based – biometric screenings, health coaching, health risk assessments etc.

Employer Sponsored Clinics – Clinics offer primary care services supporting a culture of health, guiding the health care continuum, leveraging the power of communities, integrating data and activating patients so employers have the ability to take charge of health care costs in a changing world.

Captive Stop-Loss Arrangements – a Stop-Loss Captive allows mid-sized employers to self-fund by spreading the risk of stop loss increases across a pool of like-minded employers. Underwriting profits are returned to all member employers on a pro-rata basis in the form of an annual dividend.

Reference Based Reimbursement (RBR)offers self-funded benefit plans a defined benefit structure based on Medicare pricing plus a reasonable profit margin.  The RBR pricing model is fair, consistent, transparent, defensible and reasonable.  RBR is a solution that is growing across the country and an economical alternative to the traditional PPO plan model.