When considering homeowners insurance, make sure you have enough insurance to cover major financial expenses and risks such as these:
We'll help you with additional coverage too, depending on your unique risks:
Your association or landlord normally has coverage, but that doesn't mean you do too. Renters insurance covers your possessions in case of a covered loss for fire, smoke, lightning, vandalism, or theft. It also extends beyond the premises, covering property that is stolen from your car or lost or damaged anywhere you travel. Condo insurance covers your possessions and can also cover building items that you are responsible for insuring under your ownership documents. Some of these may include building additions, alteration, and loss assessment.